Debt Pro SA
Your Partner in Financial Freedom
Over 20 years in personalized debt counselling.
Your Path to Financial Stability Begins Here – Contact Us
- Reduced Monthly Payments
- Consolidation of Debt into One Payment
- Prevention of Legal Action from Creditors
- Asset Protection
- Improved Financial Planning and Budgeting
- Lowered Interest Rates
What is Debt Review?
Debt review is essentially a process where we help you manage your debts more effectively. It involves restructuring your existing debts into a single, manageable plan. This not only makes repayments easier but also involves negotiating better interest rates. Plus, once you’re under debt review, you’ll have legal protection, meaning no more hassle from creditors. We also set up a new monthly budget for you, ensuring it’s affordable and helps you keep your finances in check.
Benefits of Debt Review
Single Payment
Simplify your financial obligations by consolidating all debt into a single, manageable monthly payment, eliminating the hassle of multiple payments.
Prevent Legal Action
Debt review provides legal protection against creditors, preventing them from taking legal action for debt recovery while you are under the debt review process.
Lower Interest Rates
Debt review often results in negotiated reductions in interest rates with your creditors, potentially saving you a significant amount of money over time.
Take the first step to becoming debt free
3 Steps to becoming Debt Free
Consultation and Assessment
Begin your journey to financial freedom by reaching out to us for an initial consultation. Our experienced team will assess your financial situation, understanding your unique challenges and needs. We’ll review your debts, income, and expenses to get a clear picture of where you stand.
Tailored Debt Restructuring Plan
Leveraging our expertise and the provisions of the National Credit Act, we’ll negotiate with your creditors to restructure your debts. This includes reducing monthly installments, lowering interest rates, and protecting your assets from repossession. We’ll develop an affordable and realistic repayment plan, consolidating your debts into a single monthly payment.
Implementation and Ongoing Support
Once your debt restructuring plan is in place, we’ll guide you through the implementation process. You’ll make one manageable monthly payment, which we distribute to your creditors. Throughout your journey, we provide ongoing support and advice, ensuring you stay on track and gradually regain control of your financial health.